SverigeID vs BankID – what is the difference?
Short answer: if you have BankID, keep it. SverigeID is a state alternative that matters most if you cannot get BankID, for example because you have no Swedish bank account.
| SverigeID | BankID | |
|---|---|---|
| Issued by | Swedish Police (the state) | Your bank |
| Needs a bank account | No | Yes |
| How to get it | In person at the Police, with photo and fingerprints | Through your bank, usually in the bank's app |
| Cost | Part of the ID card fee (SEK 500 from 1 December 2026) | Usually free for bank customers |
| Who can get it | Swedish citizens and registered residents, from the year you turn 9 | Depends on the bank, usually personal identity number and account |
| Where it works (December 2026) | The Police's Mina sidor. More services later | Almost all authorities, banks and companies |
| Validity | 5 years (3 years under age 12) | Bank's terms |
Does SverigeID replace BankID?
No. The Police describe SverigeID as a complement to other electronic IDs. You can have both.
Will more services accept SverigeID?
The new act says public bodies (authorities, health care, schools, social services) must accept approved electronic IDs with a high enough assurance level. Which services, and when, has not been announced yet.